The world of dental insurance can be confusing, and there’s a lot of differences in how it works verses health insurance plans. Every insurance plan is unique, and offers varying coverage on a wide array of treatments. Our dental office proudly works with most insurance companies and plan types to ensure that our patients can get the care they need!
Dental Insurance 101
Dental insurance, unlike health insurance, works more like a discount plan for your dental care needs. This means that depending on the services you need, your costs will be discounted based on your insurance plan. That being said, many plans offer full coverage for preventative care items like x-rays and cleanings.
One of the first things you will do when you sign up for dental insurance is choose a provider. Typically you’ll have a lot of in-network options here, and your insurance company will usually provide a list of providers in your area that accept your plan. For most dental plans, you must see a provider who is within your coverage network in order to receive any of the benefits from your insurance coverage, so this is an important step.
Because of the widespread differences in dental insurance plans, most dental offices offer consultations for different procedures and treatments that you may need, where a dentist can fully evaluate your requirements. Then, the staff can help you understand your specific plan coverage, as well as your detailed costs for the identified treatments that you will be pursuing.
Another important note about dental insurance is that your benefits are determined and limited by a benefit period, which is typically one year. This is not always a calendar year, so make sure you know what your own benefit period is. This ensures that you know when you’re about to reach your plan’s maximum coverage for each benefit period.
Dental Insurance Bangor
Dental insurance can be overwhelming, but fortunately your dental office will be well versed in helping you understand your coverage and costs as it pertains to the treatments that you need for your oral health!
At Maine Family Dental Practice, our experienced dental professionals will ensure that you know everything you need to about your dental plan, and we pride ourselves in making the process as simple as possible. If you have any questions, feel free to contact us today to schedule a consultation where we can discuss your benefits and coverage, as well as your oral health costs.